Legal Grindin(g) Wifey

Monday, January 3, 2011

Meatless Mondays: Seitan "wheat meat"

We have joined the Meatless Monday Campaign to start healthier eating habits.

Today's Lunch Wifey had baked red potatoes & caesar salad. Hubby was grinding so hard as usual he skipped lunch :(

Tonight's Dinner: Still choosing from the dinner favorites.Very intrigued by Seitan- never heard of it but the description definitely beats tofu: gluten free "wheat meat". Looks pretty tasty as a BBQ sandwich, sweet & sour tofu, & vegetable stew. Wonder how much bite it has to it....

Happy New Year! Let the 2010 Grind Begin

One of the reasons I started this blog in August 2010 was to chronicle the life of newlyweds planning & executing out of the box opportunities to achieve our life goals. Official definition: Legal grinding are those actions that create out of the box opportunities that provide the freedom to start, support, and raise a family on your own terms and not within anyone else’s limitations.

After pondering on the things we accomplished in 2010 to support this, I realized there is much much more that goes into what we should be doing. Legal Grinding is not all about being entrepreneurs & having successful businesses. Household Planning for 2010 uncovered we boast being the 1st generation to break the cycle of lifestyles we saw our parents & grandparents fall victim too. The 2 things that often come to mind are 1st generation college graduates & eliminating poor financial choices. Lack of money issues leads to a sound Mind. We have lacked the motivation to unfold the Body & Soul a part of our daily grind. Naturally we want to be healthy & not depressed so we can feel & look better. Honestly day in and day out this is not enough motivation we have realized. Everything we need to be grinding towards is really overall to give our next generation an even better opportunity to succeed in all aspects of life. The future looks much brighter as we try and kick these fried chicken & cookie/cake fetishes :)

Wednesday, December 1, 2010

Need Holiday Hair Ideas- Come Join Us!

Wednesday, November 24, 2010

Get this Button if you are Wifey on her Grind

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Legal grinding are those actions that create out of the box opportunities that provide the freedom to start, support, and raise a family on your own terms and not within anyone else’s limitations.

NJ Pastor Bans Facebook Profiles for Congregation

Many of you may know but this past Sunday Pastor Cedric Miller of Living Word Christian Fellowship in New Jersey publicly told his entire congregation that social media is a catalyst for infidelity. He even went so far as to demand that all church officials in his congregation remove their facebook profiles or step down from their leadership positions. This comes at the wake of Pastor Miller's revelation that he is currently counseling 20 married couples having marital issues because of their spouse reconnecting with an ex on facebook. This is actually after he initially suggested all married couples share their Facebook passwords.

The question that comes to mind is if a pastor should be creating such a mandate like this to his congregation? Is he really dealing with the root cause of these couples in counseling real marital issues? If that spouse is going to "ignite passion" with an old flame by chatting on Facebook are they not capable of also chatting it up with a man or woman at the grocery store? So many questions arise as to if what Pastor Miller is mandating is even a viable solution. Moreover, is he not created possible drama in marriages that have not even been affected by Facebook at all. What about the happily married couple that are now looking at each other discussing whether to close their accounts or not? One may agree, one may not. I am sure the pastor's intentions are genuine to help repair the marriages of those he is counseling. When is it actually too much since he is pushing his beliefs on the ENTIRE congregation about something that is of the flesh "The Internet".

Not that this should be related but Pastor Cedric Miller's past also resurfaced after this public demand to his congregation. He actually admitted in a 2003 criminal case proceeding to a 3-way relationship between his wife and a church assistant. The church assistant's wife also sometimes participated. This was a sexual relationship that often occurred during Thursday bible meetings and after Sunday church services. This situation along with the alleged scandal of Bishop Eddie Long brings forth it is not about Facebook or the Internet we must deal with the individual people's issues leading to behaviors that may trouble a marriage.

Your thoughts?

Tuesday, November 16, 2010

Advance Your Cash: Truth Creates Money, Lies Destroy It ~ Suzy Orman

While cruising around my home town searching for locations to possibly open a business, to my amazement I saw a cash advance & title pawn companies on every corner. There are even businesses that were previously restaurants now open for business serving up cash. If you are not aware these companies offer short term small cash loans at or below $500. The borrower writes a post dated check for the loan amount plus fees in exchange for the cash. Usually there is a 2-3 week maturity date by which the borrower comes in to pay the loan off with cash or allows their personal check to be deposited in the lender's account for repayment. Often borrowers actually come in as they become habitual users to the point of the clerk asking them "Do you want to re-write today?" Meaning post date another check! Now the lenders are also getting savy as to offer pre-approval via the click of the keyboard furthur luring you in and saving the embarassment of God forbid someone seeing you going in there.

I know how the story goes because I have been there. Right of of college, getting accustomed to what my young adult spending patterns should be, I was a customer of a company that offered these services. My $100 payday loan I would pay $15 in fees that didn't sound like much at the time. However if I borrowed every 2 weeks the APR would be 390% so I soon realized a few hundred dollars in fees a year doesn't make much sense. Then I got savy and thought what if I just get a credit card with a balance of like $250. The first $250 is like "free" money then when I get paid I can pay it off. Same concept but as long as I pay my balance within the 30 day grace period, they make no money off me. Wrong! Becasue the behavior of myself who was not financially savy at the time didn't follow that plan. Instead I found something to spend the money on creating a life style of spending that didn't match my income. Then paying the $15 monthly minimums to the credit card company started and there I was again held hostage to high APRs. After at least a year or more of this rat race, I finally realized that as long as I did not spend unless I had the cash I could clean up the mess. The light bulb truly went on when I heard a quote from Suzy Orman's late night financial show: " Most Bad Debt Occurs because Of a Lie." I found this to be so true as a lot of us spend while out socializing through our affiliations which causes us to try and please other people. We are all works in progress in the financial area but until we stop lying to our self and others we will continue to disallow the Truth to Create Money and will continue to allow Lies to Destroy It.